I. Do the quiz individually. Then compare answers with a partner

1. How much cash do you have with you at the moment? Do you know:

a) know exactly?

b) know approximately?

c) not know at all?

2. Do you normally check:

a) your change?

b) your bank statements and credit card bills

c) restaurant bills

d) your receipts when shopping?

e) prices in several shops before you buy something?

3. Do you:

a) give money to beggars?

b) give money to charities?

c) give away used items, such as clothing?

4. If you go for a meal with someone you don’t know well, do you:

a) offer to pay the whole bill?

b) suggest dividing the bill into equal parts?

c) offer to pay the whole bill but expect them to pay next time?

d) try to avoid paying anything?

5. What do you think about people who do not pay the correct amount of tax? Is this:

a) a serious crime?

b) morally wrong but not a crime?

c) excellent business practice?

6. If you lend a colleague a small amount of money and they forget to pay it back, do you:

a) say nothing?

b) remind them that they owe you money?

c) arrange to go for a drink with them and say you’ve forgotten your wallet or purse?

II. Translate the following phrases:

Can you give me change for a $ 10 note?

I can pay you back on Friday.

Can I just buy some chewing gum, please?

Did you bring your receipt with you?

Do you think you could lend me $20?

I’d like to pay my bill, please.

You’ll need to sign them just here, please.

Do you take credit cards?

I’d like to cash some traveler’s cheque.

I’d like a refund, please.

III. In your opinion, which of the following give the best return on your money? Which are very risky? Which are less risky?

gold precious stones stocks and shares

currencies property land/real estate

a high-interest deposit account antiques and paintings a new business venture