Упражнение 9. Переведите текст письменно и выполните задания после текста

A bank is a business establishment in which money is kept for saving or commercial purposes or is invested, supplied for loans, or exchanged.

Banks come in many different forms. Commercial banks, also known as retail banks, cater directly for the general public and lend to (mostly small and medium-sized) firms. In the past, they did so largely through a network of bank branches, although increasingly these are giving way to ATM machines, the telephone and the Internet. Wholesale banks largely transact with other banks and financial institutions. Investment banks, also known as merchant banks, concentrate on raising money for companies from private investors or in the financial markets, by finding buyers for their equity and corporate bonds. Universal banks do most or all of the above including, through bank assurance, selling insurance. These banks have long been a feature of continental European economies. The United States has far more lending institutions than other countries.

A broad range of organizations that manage money include credit unions banks, credit card companies, insurance companies, accountancy companies, consumer finance companies, stock brokerages, investment funds and some government sponsored enterprises.

а) Составьте список банковских терминов, употреблённых в тексте, переведите их.