Various services of banks

Banker’s services cover an enormous range of activities today.

A full list would include:

1. Current account services

They are extended to anyone whom banks regard as reliable. A new depositor should be recommended by his employer or should present a reference. If this proves satisfactory the bank will accept a deposit from him which will be entered in his current account.

A cheque book will then be issued free of charge. Once the customer has received his cheque book he may use the cheques to order the banker to pay our sums of money from his current account. Money is being paid into and paid out of the account as often as the customer finds convenient.

2. Deposit account services

Companies and individuals can deposit cash funds that are not needed at present. They need it or after a certain period in case of time deposit.

3. Savings account services

It enables small savers to put money away for particular purposes, for example, for holidays.

4. Other services:

– foreign exchange;

– foreign exchange transactions;

– services in foreign trade payments;

– granting loans;

– services in investment management;

– safe custody;

– economic information;

1. Ответьте на вопросы по тексту:

1. Whom are current account services extended to?

2. When is a cheque book issued?

3. What cash funds are deposited by companies and individuals?

4. What taxes are paid by employees?

5. What is P.45?

2. Найдите в тексте эквиваленты слов и выражений профессионально-ориентированной лексики:

Банковские услуги, услуги по расчетным счетам, надежный, новый вкладчик, предоставить рекомендацию, принять вклад, чековая книга, выдается бесплатно, оплатить со счета, услуги по депозитным счетам, денежные средства, откладывать деньги на конкретные цели, обмен иностранной валюты, сделки в иностранной валюте, выдача ссуд, ответственное хранение.

3. Расскажите, используя профессионально-орентированную лексику, что говорится в тексте о:

Current account services, deposit account services, savings account services.