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Phase Four: Begin the Formulations of the Business
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Prepare a written business plan. With all the above decisions made, a business plan spelling them out, with financial projections, initial investments, operational cash flow, identified suppliers, customers or market niche, competition analysis, physical plant needs, operational needs expenses, anticipated income, and anticipated problems that may arise with associated solutions, and any other pertinent information should be prepared. Also included in a business plan should be any already identified investment capital sources and avenues, along with budgets. The business person, who thinks he has these things ‘in his head’ and not on paper, often doesn’t have as much of it as he believes. The actual written document must be prepared. Money spent with a professional business plan is the best money a new business person can spend.
Secure the needed capital. Bank loans, investors, lines of credit, and government programs may be used singularly or in combination to fund a business. If sufficient funds can’t be identified as such, then revisions to the business plan, or abandoning the venture is in order. A professional loan broker, who has been provided the pertinent business plan and documents, is a very wise choice. The time spent going ‘door to door’ to find your needed capital can be better spent establishing the commerce of the enterprise. A good broker can develop a plan in which venture capital proceeds will be used to pay him for his efforts, and include that information in the offering brochure. Standard scales for these services can run as high as 5% of the capital raised, with lower percentages on larger funding amounts.
Once the entrepreneur has accomplished these steps, he is ready to begin the activities of his commerce!
II. Match the equivalents:
| 1. Business owner | a) Оборотный капитал |
| 2. Business plan | b)Компания с ограниченной ответственностью |
| 3. Cash | c) Капитал, вложенный в новое предприятие |
| 4.Expansion | d) Предприниматель, идущий на риск |
| 5. Financial projections | f) Метод бухгалтерской отчетности |
| 6. Financial statement | g) Бизнес план |
| 7. Fund (v) business | h) Получить ссуду |
| 8. Get (v) a loan | i) Финансовый год |
| 9. Limited liability company | j) Владелец бизнеса |
| 10.operating capital | к) Финансовый отчет |
| 11. Return | l) Единоличная корпорация |
| 12. S- corporation | m) Предприниматель |
| 13. Slump (n) | n) Единоличное товарищество |
| 14. Start-up | o) Наличность |
| 15. Unincorporated partnership | p) Ввод в действие |
| 16. Venture capital | q) Расширение |
| 17. Venture capitalist | r) Сезонный тренд |
| 18. Accounting methods | s) Кредитная линия |
| 19. Company’s assets | t) Финансовый прогноз |
| 20. Fiscal year | u) Доход, поступления |
| 21.Seasonal trend | v) Финансировать бизнес |
| 22. Cost of goods sold | w) Ожидаемая прибыль |
| 23. Anticipated income | x) Стоимость проданных товаров |
| 24. Line of credit | y) Активы (имущество) компании |
| 25. Entrepreneur | z) Резкий спад, снижение спроса |
III. Answer the questions:
- What do you think you’ll need if you make up your mind to set up your own business?
- List the things you need to set up a corporation
- Think of the way to get outside capital and explain how you will attract investors.
IV. Fill in the gaps with the following words:
Дата публикования: 2014-10-25; Прочитано: 387 | Нарушение авторского права страницы | Мы поможем в написании вашей работы!
